How does husband's federal pension affect benefits? | Sandusky Register Dear Rusty: My husband retired at his full retirement age of 66. He qualified for Social Security but also qualified for Civil Service Retirement System (CSRS). Being so, he falls under the Windfall Offset Provision, and subsequently had his Social Security benefit reduced from around $900 to $450. His full CSRS benefit is $3,400. I have not claimed my Social Security benefit, but I expect it to be around $2000 at my full retirement age of 66 in November. At my full retirement age could I collect half of his benefit and let mine grow until age 70? Or upon filing, am I forced to take my full benefit instead? If I can take half of his benefit, would it be half of his full benefit or half of the reduced benefit? Also, upon claiming my benefit, would my husband be entitled to claim half, and thus increase what he is currently receiving on his own benefit? In addition, upon my death, would my husband qualify for my full Social Security benefit or is he subject to offset by the Windfall Offset or G

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How does husband's federal pension affect benefits?